Homebuyer Education

Maine hoMEworks offers a eight-hour homebuyer education course to prospective homebuyers year-round through its HUD-approved, participating counseling agencies located across the state.  Download the class schedule to find a location near you. 

The ten-hour course is valuable to anyone considering a home purchase and is required for many down payment assistance and other lending programs for first-time homebuyers.  The course will help you make good choices about becoming a homeowner and selecting a home that meets your needs and matches your financial resources.  The course provides step-by-step instruction on all aspects of the home buying process from application to closing, as well determining how much home you can afford; budgeting for homeownership expenses; how credit affects home buying; resources for down payment assistance; mortgage financing options; real estate contracts; and home inspections.

Learn more about Homebuyer Education by downloading the Maine hoMEworks Brochure or reading about Maine hoMEworks below.


What topics are covered in this class?

The 8-hour class covers all aspects of the home buying process:

  • Budgeting to buy a home

  • Credit score and credit report

  • Shop for a mortgage loan

  • Finding the right home

  • Inspect before you buy

  • Home mortgage loan process

  • Loan closing process and expenses

  • Being a homeowner

Learn About Roles of Professionals in the Home Buying Field:

  • Real Estate Agents

  • Lenders

  • Appraisers

  • Home Inspectors

  • Mortgage Insurers

  • Title Companies


Classes are open to the public and open to anyone who is interested in learning about the process of purchasing a home.   

Please note:  A hoMEworks approved class is required for MaineHousing First Home or Operation New Home program with the Advantage option. Applicants of MaineHousing's  Section 8 Housing Choice Voucher Homeownership Program are also required to participate in this course. 

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Who teaches this class?

A variety of  HUD-approved counseling agencies conduct the homebuyer education classes and counseling services on behalf of Maine hoMEworks.  

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Where and when are the classes held?

Homebuyer education classes are offered on a variety of days, times and locations to accommodate diverse schedules. Please view the schedule to find classes offered in your area. 

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How do you register for this class?

Prospective homebuyers and MaineHousing loan applicants can register in person, by telephone, email or online for a homebuyer education course at one of the participating education providers. 

Applicants who complete the class will be provided with a certificate to verify that they have satisfied the education requirement for mortgage programs.  The certificate is valid for 24 months from the date of completion.  

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How much does this class cost?

The price of this class is $30 per person. For more information please see the class schedule above. 

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Questions? Contact Maine hoMEworks.

A MaineHousing approved lender can provide you with information about the homebuyer education requirement and refer you to an agency near you.  Or, you may contact a counseling agency directly to obtain more detailed information.

If you still have questions, please contact Maine hoMEworks by filling out this form.  

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