Freddie Mac Study:

  A Little Knowledge Is a Good Thing:
Empirical Evidence of the Effectiveness of Pre-Purchase Homeownership Counseling

                   This is a non-solicitation course and is taught by volunteers that are professionals in the lending and real estate industry.
Learn about yourself

How much house do you need?
How much house can you afford?
Am I ready to buy?
Do I have enough savings?
Is my credit good enough?
Learn about the people who play a role in home buying

Real Estate Agent
Lender
MSHA
Mortgage insurer

 Appraiser
Inspector
Attorney
Title company
Be a smart buyer

Learn how to shop for a house and make an offer.
Learn how to shop for a loan.
Qualify for loans with lower rates.
Learn about down payments, the loan closing and closing costs.
How long will it take before I can move in?
Be a successful homeowner

Learn to budget for monthly payments and  maintenance.
Learn what to do if problems arise.

hoMEworks assures equal opportunity for all persons without regard to race, color, sex, age, religion, political beliefs, marital or family status, physical or mental disability, national origin, or sexual orientation in admission to and participation in homebuyer education and landlord classed conducted by hoMEworks' Certified Educators. 

The hoMEworks web site is funded by a Housing Counseling grant from the United States Department of Housing and Urban Development.

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